Treadmill Destroyer

I like to run.  Maybe a little too much for most treadmill.  In 2016, I averaged 6 miles a day (30 miles a week).  Some days I ran longer, some days shorter.  This year, things haven’t been so great.  Shortly after the year began I had a foot injury which prevented me from running.  Unfortunately, […]

What it’s like to get your car repossessed at Wal-Mart

  Lets see how Jennifer’s car gets repossessed at Wal-Mart. So, Jennifer just got off work and picked up her kids from daycare. She’s out of food so she pulls into the local Wal-Mart in Grand Prairie. As she’s looking for a parking spot, she notices a blue Chevy Tahoe with a crazy bumper sticker […]

Our Democracy is under attack and it is not from whom you think it is.

The Press The mainstream media elite (or “press”) is an information business built upon trust.  The bedrock of the mainstream’s media’s trust from our society stem from two principles closely intertwined with each other: the principle of objectivity (being unbiased) and the principle of credibility. Unbiased means that you are dispassionate and objective.  Credible means […]

How to save your car from the repo man and repossession

  Stopping the Repo Man If you’ve ever lost your job or fell behind on your bills, you know exactly what I’m talking about.  At first it’s a choice between the utility bill, groceries, and your car payment.  You choose to pay the car payment and the groceries hoping that you’ll get some overtime or […]

Emotions of Bankruptcy That Keep Us Trapped

  Understanding the emotions of bankruptcy   How do you get past the emotions of bankruptcy which are holding you back? Making a decision and then sticking with the decision despite adversity is hard. If it wasn’t hard, life would be easy. One of the most difficult decisions to make is the decision to file […]

Improving your FICO Score and fixing your credit through bankruptcy

  FICO Score v Bankruptcy Ever heard that bankruptcy destroys your credit and kills your FICO score? Doesn’t bankruptcy destroy everyone’s credit? The short answer is no. I’m not claiming that bankruptcy always helps people’s credit. Of course that isn’t true–for example, if someone has a really high FICO score, like an 800, bankruptcy will […]