While there are many ways to resolve debt issues, the king of them all remains, and always will be, the inherit awesome power of bankruptcy. Unfortunately most people out there are either afraid of bankruptcy or simply don’t understand it. From process misunderstandings to outright lies, there’s more misconception about bankruptcy than about any other area of law, and the debt collectors like it that way. Understanding bankruptcy, what it does and doesn’t do, can benefit your life, and can give you the freedom you are looking for. Now, the debt collectors don’t want you to know about this since confusion about bankruptcy means that you are less likely to see it as a viable option. Chances are, that would be a mistake.
Bankruptcy is a legal privilege that comes straight out of the Constitution of the United States. Stop and think about that for a second. Of all the rights and privileges you have, bankruptcy was one of the key privileges that our founding fathers thought important enough that it should be included in a document that was only 4 pages long. That’s pretty incredible. The Bill of Rights were ratified after the Constitution. This means that the Constitution provided the privilege of the benefits of bankruptcy before we even had a right to a fair trial or the right to practice our own religion. If they thought it was important enough to be considered, you should too.
It can do a lot for you! It can eliminate all of your debt in just a few months. It puts a stop to wasting hundreds of dollars each month on servicing credit card debt. It ends creditor harassment. The next time a creditor calls you and asks, When are you going to make a payment? . Your mind doesn’t have to start churning with magic date you can come up with to get the guy off the phone. If that’s not enough for you, it can save your home from foreclosure. There’s nothing else short of winning the HAMP lottery that can do THAT for you. Bankruptcy gives you a fresh start. Although you may have heard those words before, have you really let them sink in? Instead of running around trying to keep up with your bills, how would you like to start at zero with a chance to start saving for the future?
Bankruptcy is a legal process. This means you go through the government in order to obtain one. Bankruptcy is a right, but it’s a right that’s not guaranteed. You have to earn it by qualifying for it. It’s well worth it though. It can save your home, car, retirement and still allow you to keep your extra furniture in the garage. Bankruptcy ends all bill collector calls instantly. It can even put an end to the IRS. If this sounds too good to be true, but there are some restrictions. You have to qualify for a Chapter 7. That’s where we come in. We’ll guide you through the process and show you your options for financial recovery, including tips on repairing and restoring your credit.
If you’re ready to start seeing the sun instead of the darkness of debt, give us a call at 214-915-2205 to setup an appointment. The Engel Law Group, P.S., assists individuals in the Greater Dallas area with the entire bankruptcy process “from deciding if this is the right choice, to filing the paperwork and representing our clients in court.” Go ahead, make the decision to escape the burden and stress that debt creates. Pick up the phone and get started today.