The Fair Debt Collection Practices Act (FDCPA) was enacted by Congress in 1978 as part of the Consumer Credit Protection Act. The purpose of the act is to promote fair debt collection practices on the part of creditors, and end practices that are harassing or abusive to debtors. This act also provides consumers with a method to dispute or validate debt information in order to ensure its accuracy.
The FDCPA Prohibits Collections Practices That Include:
If you’re being abused or harassed by creditors, it’s time to contact the Engel Law Group, P.S.. We’re dedicated to helping people who are drowning in debt and are looking for a way to deal with this overwhelming situation. We’re familiar with all manner of debt relief cases, including collections defense, foreclosure defense and bankruptcy filings.
Are you being harassed by creditors? Contact Engel Law Group, P.S., we can assist you in taking legal action against creditors who are in violation of the Fair Debt Collection Practices Act.